A playbook with 40 detailed analyses for a commercial bank
Each analysis includes:
- Goal of the analysis
- Data required
- Detailed step-by-step instruction on how to conduct the analysis
- Format of the output of analysis
- How to interpret results
- Steps a company can take to improve on the measure
In this guide you'll learn the 40 analyses across nine categories:
Table of Contents
A. Financial Performance and Efficiency
B. Lending and Credit Management
- Loan Portfolio Quality and Concentration Analysis
- Loan Origination and Underwriting Standards Review
- Collateral Management and LTV Review
- Industry Exposure and Concentration Analysis
- Non-Performing Loan Management and Recovery
- Syndicated Loan and Distribution Capabilities Analysis
- Loan Pricing and Risk-Based Pricing Analysis
- Cash Flow and Collateral-Based Lending Review
- Supply Chain Financing and Receivables Purchase
- Green Banking and ESG Lending Assessment
- Specialized Lending Analysis
C. Risk Management and Compliance
- Credit Risk Assessment and Provisioning Levels
- Stress Testing and Scenario Analysis
- Securities Portfolio and Market Risk Assessment
- Regulatory, Governance, and Compliance Review
- Off-Balance Sheet Exposure Review
- Operational Risk, Cybersecurity, and KRI Assessment
- Credit Covenant Tracking and Compliance Monitoring
- Basel Counterparty Credit Risk Review
D. Capital, Liquidity, and Funding
E. Operations and Process Improvement
F. Digital and Technology Transformation
G. Payment Services and Transaction Banking
H. Specialized and Industry-Specific Solutions
I. Mergers and Acquisitions