The following directories are a partner to our resource on How to Obtain Business Insurance as an Independent Consultant.
There are two directories:
Directory of Insurance Companies Providing Business Coverage
We conducted a survey of independent consultants, and found a number of insurance companies that were the most used and recommended. That short list is:
- CNA
- Chubb
- Hiscox (more respondents reported using this company than any other)
- The Hartford
- Traveler’s
The following insurance companies have been used and recommended by our members for business insurance coverage.
They are grouped geographically — click any region below to jump directly there:
Africa
AIG
“American International Group, Inc. (AIG) is a leading global insurance organization. AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions and other financial services to customers in approximately 70 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security. AIG common stock is listed on the New York Stock Exchange.” ~from its website
Website: aig.co.za
Telephone: +1 877 867 3783
Service area: Egypt, Kenya, South Africa
Headquarters: United States
Coverage: Business, SME, Professional Liability, Environmental Liability, International Insurance, Business Property, Multinational Solutions, and more.
AXA
“AXA Insights leverages expertise, knowledge and science to better understand and anticipate current and future societal and business challenges, enlighten decision-making and drive innovation. It covers a broad range of products and services designed for 95 million individual and business clients in 50 countries.” ~from its website
Website: axa.com
Telephone: +44 (0) 20 7667 0623
Service area: Algeria, Cameroon, Egypt, Gabon, Ivory Coast, Mauritius, Morocco, Nigeria, Norway, Senegal
Headquarters: France
Coverage: Business, Cyber, Professional Liability, Environmental Liability, International Insurance, Business Property.
Liberty Mutual Specialty Markets
“Liberty Mutual provides comprehensive, tailored business insurance solutions with expertise and care. It serves 29 countries around the world and is the 6th largest global property and casualty insurer (as of 2021). They provide customized coverage plans by industry sector.” ~from its website
Website: business.libertymutual.com
Telephone: +1 877 688 8254
Service area: North Africa
Headquarters: United States
Coverage: Commercial Auto & Property, Environmental Liability, Excess & Surplus, General Liability, Management Liability, Mergers & Acquisitions, Professional Liability, Business Umbrella, Workers Compensation, and more.
Asia Pacific & Oceania
AIG
“American International Group, Inc. (AIG) is a leading global insurance organization. AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions and other financial services to customers in approximately 70 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security. AIG common stock is listed on the New York Stock Exchange.” ~from its website
Website: aig.sg
Telephone: +1 877 867 3783
Service area: Australia, Guam, Hong Kong, India, Indonesia, Japan, Korea, Macau, Mainland China, Malaysia, New Zealand, Pakistan, Philippines, Saipan, Singapore, Taiwan, Thailand, Vietnam
Headquarters: United States
Coverage: Business, Cyber, Professional Liability, Environmental Liability, International Insurance, Business Property, Multinational Solutions, and more.
AXA
“AXA Insights leverages expertise, knowledge and science to better understand and anticipate current and future societal and business challenges, enlighten decision-making and drive innovation. It covers a broad range of products and services designed for 95 million individual and business clients in 50 countries.” ~from its website
Website: axa.com
Telephone: +44 (0) 20 7667 0623
Service area: Australia, China, Hong Kong, India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan, Thailand, Turkey, United Arab Emirates
Headquarters: France
Coverage: Business, Cyber, Professional Liability, Environmental Liability, International Insurance, Business Property.
Beazley
“Beazley is a syndicate of Lloyd’s of London,, providing specialist insurance with operations in Europe, the U.S., and Asia. It brings three decades of experience in providing clients with the highest standards of underwriting and claims service worldwide. All of Beazley insurance businesses are rated A (Excellent) by A.M. Best.” ~from its website
Website: beazley.com
Telephone: +44 (0) 20 7667 0623
Service area: Asia Pacific including Australia
Headquarters: Singapore
Coverage: Business, Cyber, Professional liability, Management Liability, Private Enterprise, Environmental Liability, Political Risks & Contingency, Property, and more.
DUAL Group
“DUAL is part of Howden Group Holdings, an international insurance group with employee ownership at its heart. Howden Group Holdings was founded in 1994 and operates in 45 territories and employs around 10,500 people.” ~from its website
Website: dualgroup.com
Telephone: +44 (0) 20 7337 9888
Service area: Australia, Hong Kong, Singapore, New Zealand
Headquarters: United Kingdom
Coverage: Commercial Auto, M&A, Commercial Property, Cyber, Excess Liability, Management Liability, Professional Indemnity, Financial Loss Liability, Political Violence, Transactional Risk, and more.
Hiscox
“This company has been in business since 1901 and boasts more than 400,000 customers. It provides global coverage and comes recommended by many independent consultants. They provide fast, simple quotes and policies customized for each individual need, covering sole proprietors, contractors, home businesses, LLCs and small businesses.” ~from its website
Website: hiscox.com
Telephone: +1 844 521 6684
Service area: Singapore, Thailand
Headquarters: United States
Coverage: Business, General Liability, Professional Liability, Errors and Omissions, Cyber Security, Workers Compensation, Directors and Officers, Umbrella, Commercial Auto, Employment Practices Liability.
Liberty Mutual Specialty Markets
“Liberty Mutual provides comprehensive, tailored business insurance solutions with expertise and care. It serves 29 countries around the world and is the 6th largest global property and casualty insurer (as of 2021). They provide customized coverage plans by industry sector.” ~from its website
Website: business.libertymutual.com
Telephone: +1 877 688 8254
Service area: Australia, Hong Kong, Malaysia, Singapore
Headquarters: United States
Coverage: Commercial Auto & Property, Environmental Liability, Excess & Surplus, General Liability, Management Liability, Mergers & Acquisitions, Professional Liability, Business Umbrella, Workers Compensation, and more.
MSIG
“MSIG is a wholly owned subsidiary of Mitsui Sumitomo Insurance Co. Ltd., and a member of the MS&AD Insurance Group Holdings Inc., Asia’s leading general insurance brand with over 40,000 employees and presence in 50 countries and regions globally. It is the top non-life regional insurance provider in ASEAN based on gross written premiums.” ~from its website
Website: msig-asia.com
Telephone: +603 2050 8228
Service area: Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Macau, Malaysia, Myanmar, New Zealand, Laos, Philippines, Singapore, Sri Lanka, Taiwan, Thailand, Vietnam.
Coverage: Material Damage, Accidental Loss or Damage, Business Interruption, Fire & Perils, Cyber, Business Property & Vehicle, Liability, Employee Compensation, and more.
Starr Insurance Companies
“From its origins as the first American-owned insurance agency in Shanghai in 1919 to its current presence across six continents, Starr Insurance Companies has grown into an industry powerhouse — built on 100 years of international literacy and operational knowledge. Starr specializes in the unique insurance needs of international markets.” ~from its website
Website: starrcompanies.com
Telephone: +1 646 227 6300
Service area: Russia
Headquarters: United States
Coverage: Commercial General Casualty, Construction Primary & Excess, Contractor Pollution, Crisis Management, Cyber, Defense Base Act, Energy Primary & Excess Casualty, Environmental, Federal Employee Liability, Financial Lines, Political Risk, Professional Liability, Risk Management General Casualty, Site Pollution, Business Travel, Workers’ Compensation & Employer Liability.
Zurich Insurance Group
“The Zurich Commercial Insurance arm of this company handles business risk management. It is a leading property-casualty insurance provider serving the global corporate, large corporate, middle market, specialties and global programs sectors in more than 210 countries. They have been around for 150 years.” ~from its website
Website: zurich.com
Telephone: +41 44 625 25 25
Service area: Australia, China, Hong Kong, Indonesia, Japan, Kuala Lumpur, Malaysia, New Zealand, Singapore,
Headquarters: Switzerland
Coverage: Professional Indemnity, Commercial Management Liability, Property, Casualty, Cyber, Corporate Accident and Business Travel.
Europe & United Kingdom
AIG
“American International Group, Inc. (AIG) is a leading global insurance organization. AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions and other financial services to customers in approximately 70 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security. AIG common stock is listed on the New York Stock Exchange.” ~from its website
Website: aig.co.uk
Telephone: +44 (0) 20 7954 7000
Service area: Austria, Bulgaria, Belgium, Cyprus, Czech Republic, Denmark, Finland, France, Hungary, Germany, Greece, Ireland, Italy, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Russia, Slovakia, Spain, Sweden, Switzerland, United Kingdom
Headquarters: United States
Coverage: Business, Cyber, Professional Liability, Environmental Liability, International Insurance, Business Property, Multinational Solutions, and more.
AXA
“AXA Insights leverages expertise, knowledge and science to better understand and anticipate current and future societal and business challenges, enlighten decision-making and drive innovation. It covers a broad range of products and services designed for 95 million individual and business clients in 50 countries.” ~from its website
Website: axa.com
Telephone: +44 (0) 20 7667 0623
Service area: Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Spain, Sweden, Switzerland, Turkey, United Kingdom
Headquarters: France
Coverage: Business, Cyber, Professional Liability, Environmental Liability, International Insurance, Business Property.
Beazley
“Beazley is a syndicate of Lloyd’s of London,, providing specialist insurance with operations in Europe, the U.S., and Asia. It brings three decades of experience in providing clients with the highest standards of underwriting and claims service worldwide. All of Beazley insurance businesses are rated A (Excellent) by A.M. Best.” ~from its website
Website: beazley.com
Telephone: +44 (0) 20 7667 0623
Service area: France, Germany, Ireland, Spain, Switzerland, United Kingdom
Headquarters: United Kingdom
Coverage: Business, Cyber, Professional liability, Management Liability, Private Enterprise, Environmental Liability, Political Risks & Contingency, Property, and more.
CNA
“Powerful business insurance solutions, tailored to meet your needs. CNA is one of the largest U.S. commercial property and casualty insurance companies. Backed by more than 120 years of experience, CNA provides a broad range of standard and specialized insurance products and services for businesses and professionals in the U.S., Canada, and Europe.” ~from its website
Website: cna.com/
Telephone: +1 800 262 2000
Service area: Europe
Headquarters: United States
Coverage: Casualty, Small Businessowners Policy, Commercial Auto, Cyber, Equipment Breakdown, General Liability, Management & Professional Liability, Property, Surety, Umbrella & Excess Casualty, Warranty & Alternative Risks, Workers’ Compensation.
DUAL Group
“DUAL is part of Howden Group Holdings, an international insurance group with employee ownership at its heart. Howden Group Holdings was founded in 1994 and operates in 45 territories and employs around 10,500 people.” ~from its website
Website: dualgroup.com
Telephone: +44 (0) 20 7337 9888
Service area: Austria, Czech Republic, Finland, Germany, Ireland, Italy, Spain, Slovenia, Switzerland, United Kingdom
Headquarters: United Kingdom
Coverage: Commercial Auto, M&A, Commercial Property, Cyber, Excess Liability, Management Liability, Professional Indemnity, Financial Loss Liability, Political Violence, Transactional Risk, and more.
Exali
“This company provides comprehensive professional indemnity solutions for freelancers and the self-employed throughout Europe. Exali’s real-time calculator allows you to get an insurance quote in less than five minutes. The insurance policies offered and their content may vary slightly depending on the country in which you are headquartered.” ~from its website
Website: exali.com
Telephone: +49 (0) 821 / 80 99 46 – 0
Service area: Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, Germany, Hungary, Italy, Latvia, Lithuania, Malta, Netherlands, Poland, Portugal, Slovakia, Sweden, Switzerland
Headquarters: Germany
Coverage: Professional Indemnity
Hiscox
“This company has been in business since 1901 and boasts more than 400,000 customers. It provides global coverage and comes recommended by many independent consultants. They provide fast, simple quotes and policies customized for each individual need, covering sole proprietors, contractors, home businesses, LLCs and small businesses.” ~from its website
Website: hiscox.com
Telephone: +1 844 521 6684
Service area: Belgium, France, Germany, Ireland, Netherlands, Luxembourg, Portugal, Spain, United Kingdom
Headquarters: United States
Coverage: Business, General Liability, Professional Liability, Errors and Omissions, Cyber Security, Workers Compensation, Directors and Officers, Umbrella, Commercial Auto, Employment Practices Liability.
Liberty Mutual Insurance Europe
“Liberty Mutual Surety’s European solutions provide surety and guarantee solutions for the European region, in industries including construction, engineering, oil and gas, manufacturing, defense, shipbuilding, pharmaceuticals, transportation, retail, and more.” ~from its website
Website: business.libertymutual.com
Telephone: +49 (0) 821 / 80 99 46 – 0
Service area: Belgium, France, Germany, Italy, Netherlands, Norway, Spain, Sweden, Switzerland, United Kingdom
Headquarters: United States
Coverage: Commercial Auto & Property, Environmental Liability, Excess & Surplus, General Liability, Management Liability, Mergers & Acquisitions, Professional Liability, Business Umbrella, Workers Compensation, and more.
NFP
“NFP is a leading insurance broker and consultant providing specialized property and casualty, benefits, wealth management, and retirement planning. NFP offers specialty risk management, with a specialist focus and insights for many industries including professional services. The company has offices across the United States, Canada, Europe, and Puerto Rico.” ~from its website
Website: nfp.com
Telephone: +1 866 824 3817
Service area: Ireland, United Kingdom
Headquarters: United States
Coverage: Commercial Auto & Property, Commercial & Contract Surety, Cyber Liability, Directors & Officers, Domestic & Foreign Transit, Employment Practices Liability, Professional Liability, Umbrella/Excess Liability, Workers Compensation, Trade Credit/Political Risk/Ransom.
Starr Insurance Companies
“From its origins as the first American-owned insurance agency in Shanghai in 1919 to its current presence across six continents, Starr Insurance Companies has grown into an industry powerhouse — built on 100 years of international literacy and operational knowledge. Starr specializes in the unique insurance needs of international markets.” ~from its website
Website: starrcompanies.com
Telephone: +1 646 227 6300
Service area: Czech Republic, Germany, Hungary, Malta, Netherlands, Russia, Slovakia, Spain, Switzerland, United Kingdom
Headquarters: United States
Coverage: Commercial General Casualty, Construction Primary & Excess, Contractor Pollution, Crisis Management, Cyber, Defense Base Act, Energy Primary & Excess Casualty, Environmental, Federal Employee Liability, Financial Lines, Political Risk, Professional Liability, Risk Management General Casualty, Site Pollution, Business Travel, Workers’ Compensation & Employer Liability.
Zurich Insurance Group
“The Zurich Commercial Insurance arm of this company handles business risk management. It is a leading property-casualty insurance provider serving the global corporate, large corporate, middle market, specialties and global programs sectors in more than 210 countries. They have been around for 150 years.” ~from its website
Website: zurich.com
Telephone: +41 44 625 25 25
Service area: Austria, Belgium, Finland, France, Germany, Ireland, Italy, Liechtenstein, Luxembourg, Netherlands, Norway, Portugal, Slovakia, Spain, Sweden, Switzerland, Turkey, United Kingdom
Headquarters: Switzerland
Coverage: Professional Indemnity, Commercial Management Liability, Property, Casualty, Cyber, Corporate Accident and Business Travel.
Middle East
AIG
“American International Group, Inc. (AIG) is a leading global insurance organization. AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions and other financial services to customers in approximately 70 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security. AIG common stock is listed on the New York Stock Exchange.” ~from its website
Website: aig.ae
Telephone: +1 877 867 3783
Service area: Israel, Kuwait, Lebanon, Qatar, United Arab Emirates
Headquarters: United States
Coverage: Business, SME, Professional Liability, Environmental Liability, International Insurance, Business Property, Multinational Solutions, and more.
AXA
“AXA Insights leverages expertise, knowledge and science to better understand and anticipate current and future societal and business challenges, enlighten decision-making and drive innovation. It covers a broad range of products and services designed for 95 million individual and business clients in 50 countries.” ~from its website
Website: axa.com
Telephone: +44 (0) 20 7667 0623
Service area: Bahrain, Egypt, Lebanon, Oman, Qatar, Saudi Arabia, United Arab Emirates
Headquarters: France
Coverage: Business, Cyber, Professional Liability, Environmental Liability, International Insurance, Business Property.
DUAL Group
“DUAL is part of Howden Group Holdings, an international insurance group with employee ownership at its heart. Howden Group Holdings was founded in 1994 and operates in 45 territories and employs around 10,500 people.” ~from its website
Website: dualgroup.com
Telephone: +44 (0) 20 7337 9888
Service area: United Arab Emirates
Headquarters: United Kingdom
Coverage: Commercial Auto, M&A, Commercial Property, Cyber, Excess Liability, Management Liability, Professional Indemnity, Financial Loss Liability, Political Violence, Transactional Risk, and more.
Liberty Mutual Specialty Markets
“Liberty Mutual provides comprehensive, tailored business insurance solutions with expertise and care. It serves 29 countries around the world and is the 6th largest global property and casualty insurer (as of 2021). They provide customized coverage plans by industry sector.” ~from its website
Website: business.libertymutual.com
Telephone: +1 877 688 8254
Service area: Middle East
Headquarters: United States
Coverage: Commercial Auto & Property, Environmental Liability, Excess & Surplus, General Liability, Management Liability, Mergers & Acquisitions, Professional Liability, Business Umbrella, Workers Compensation, and more.
Zurich Insurance Group
“The Zurich Commercial Insurance arm of this company handles business risk management. It is a leading property-casualty insurance provider serving the global corporate, large corporate, middle market, specialties and global programs sectors in more than 210 countries. They have been around for 150 years.” ~from its website
Website: zurich.com
Telephone: +41 44 625 25 25
Service area: Bahrain, Kuwait, Lebanon, Oman, Qatar, Turkey, United Arab Emirates
Headquarters: Switzerland
Coverage: Professional Indemnity, Commercial Management Liability, Property, Casualty, Cyber, Corporate Accident and Business Travel.
North America
AIG
“American International Group, Inc. (AIG) is a leading global insurance organization. AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions and other financial services to customers in approximately 70 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security. AIG common stock is listed on the New York Stock Exchange.” ~from its website
Website: aig.com
Telephone: +1 877 867 3783
Service area: Bermuda, Canada, Mexico, Puerto Rico, The Caribbean, United States
Headquarters: United States
Coverage: Business, Cyber, Professional Liability, Environmental Liability, International Insurance, Business Property, Multinational Solutions, and more.
AXA
“AXA Insights leverages expertise, knowledge and science to better understand and anticipate current and future societal and business challenges, enlighten decision-making and drive innovation. It covers a broad range of products and services designed for 95 million individual and business clients in 50 countries.” ~from its website
Website: axa.com
Telephone: +44 (0) 20 7667 0623
Service area: Canada, Mexico, United States
Headquarters: France
Coverage: Business, Cyber, Professional Liability, Environmental Liability, International Insurance, Business Property.
Beazley
“Beazley is a syndicate of Lloyd’s of London,, providing specialist insurance with operations in Europe, the U.S., and Asia. It brings three decades of experience in providing clients with the highest standards of underwriting and claims service worldwide. All of Beazley insurance businesses are rated A (Excellent) by A.M. Best.” ~from its website
Website: beazley.com
Telephone: +44 (0) 20 7667 0623
Service area: Canada, United States
Headquarters: United States
Coverage: Business, Cyber, Professional liability, Management Liability, Private Enterprise, Environmental Liability, Political Risks & Contingency, Property, and more.
Bunker
“Bunker is an insurance carrier with a proprietary platform that can be customized and integrated directly into your business and website. For employees, for example, workers compensation and other employee insurance needs (such as occupational accident) is embedded into your platform. Workers are instantly covered when they’re on the clock, and pay only for the insurance they use. Bunker’s usage-based insurance products embed directly into your platform or website, also allowing you to easily share proof of insurance at any time. Bunker Members gain access to a custom, co-branded landing page with information on filing a claim, insurance FAQs, and more. You can link this resource to your contracting materials as an easy way to educate contractors and clients. In addition to employee insurance, Bunker also offers small business insurance products such as liability, cyber, etc.” ~from its website
Website: buildbunker.com
Telephone: +1 877 968 9108
Service area: United States Nationwide
Coverage: General Liability, Professional Liability, Property Damage, Third-Party Injury, Errors & Omissions, Breach of Contract, Workers Compensation, Cyber, Crime, Business Auto & Property, Umbrella.
Chubb
“With over 30 innovative products to choose from, business insurance from Chubb can help you to protect against your unique exposures. The company offers specialized quotes for specific commercial sectors, from health care to technology. They cover small to multinational companies, with a separate website dedicated to small business customers.” ~from its website
Website: chubb.com and chubbsmallbusiness.com
Telephone: +1 800 682 4822
Service area: United States Nationwide
Coverage: Commercial General Liability, Accident & Health, Cyber, Environmental, Global Casualty, Management Liability, Professional Liability, Property, Small Business, Specialty Casualty, Umbrella & Excess Casualty, Workers Compensation, and more.
Cincinnati Insurance Companies
“Cincinnati’s products are offered exclusively through a select group of premier, locally-based independent agencies. Additional services include Loss control services available from Cincinnati Insurance professionals at no additional charge, and specialized loss control services and training provided by vendors at discounted rates.” ~from its website
Website: cinfin.com
Telephone: +1 888 242 8811
Service area: United States Nationwide
Coverage: Business Automobile, Business Life Insurance, Business Liability, Commercial Property Insurance, Crime, Cyber Risk, Excess And Surplus, Management Liability, Professional Liability (E&O), Reinsurance, Surety Solutions, Umbrella Liability, Workers’ Compensation.
CNA
“Powerful business insurance solutions, tailored to meet your needs. CNA is one of the largest U.S. commercial property and casualty insurance companies. Backed by more than 120 years of experience, CNA provides a broad range of standard and specialized insurance products and services for businesses and professionals in the U.S., Canada, and Europe.” ~from its website
Website: cna.com
Telephone: +1 800 262 2000
Service area: Canada, Puerto Rico, United States
Coverage: Casualty, Small Businessowners Policy, Commercial Auto, Cyber, Equipment Breakdown, General Liability, Management & Professional Liability, Property, Surety, Umbrella & Excess Casualty, Warranty & Alternative Risks, Workers’ Compensation.
DUAL North America
“DUAL North America is one of the largest independent underwriting organizations in the US with over 25 unique programs across commercial property, casualty, and financial lines. They bring in underwriting experts across the country and provide industry-leading technology to enable the best results for partners. DUAL is part of Howden Group Holdings, an international insurance group with employee ownership at its heart. Howden Group Holdings was founded in 1994 and operates in 45 territories and employs around 10,500 people.” ~from its website
Website: dualna.com
Telephone: +1 973 631 7575
Service area: Mexico, United States
Headquarters: United Kingdom
Coverage: Commercial Auto, Worker’s Compensation, Commercial Property, Cyber, Excess Liability, Management Liability, Professional, Transactional Risk, and more.
Erie Insurance
“Since 1925, Erie has provided custom solutions to protect your business and employees. The company offers more than 13,000 independent agents in multiple U.S. states.” ~from its website
Website: erieinsurance.com
Telephone: +1 800 458 0811
Service area: United States (District of Columbia, Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin)
Coverage: Commercial Property, Business Auto, Business Umbrella, Crime Theft & Fraud, Cyber, Commercial & Contract Bonds, Key Person Life Insurance & Business Continuation, Business Data Breach Coverage, Workers Compensation, Employment Practices Liability.
Farm Bureau Financial Services
“Farm Bureau operates in several U.S. states, and each state has its own individual site and agents (accessible from the main website). Their signature BusinessMax® coverage is designed to help build a wall of protection around your business, guarding you against losses due to property damage or liability claims. Designed as a packaged policy that provides both property and liability coverage, the BusinessMax policies are tailored to your specific business needs by your Farm Bureau agent. Farm Bureau designs specific packages for commercial businesses and home-based businesses.” ~from its website
Website: fbfs.com
Telephone: +1 877 860 2904
Service area: United States (Arizona, Iowa, Idaho, Kansas, Minnesota, Montana, North Dakota, Nebraska, New Mexico, Oklahoma, South Dakota, Utah, Wisconsin, Wyoming)
Coverage: Business Property, Business Auto, Business Liability, Data Breach, E-Commerce, Employment Practices Liability, Business Umbrella, Workers Compensation, Loss Control Services, Business Succession.
Hiscox
“This company has been in business since 1901 and boasts more than 400,000 customers. It provides global coverage and comes recommended by many independent consultants. They provide fast, simple quotes and policies customized for each individual need, covering sole proprietors, contractors, home businesses, LLCs and small businesses.” ~from its website
Website: hiscox.com
Telephone: +1 844 521 6684
Service area: Bermuda, United States
Headquarters: United States
Coverage: Business, General Liability, Professional Liability, Errors and Omissions, Cyber Security, Workers Compensation, Directors and Officers, Umbrella, Commercial Auto, Employment Practices Liability.
Liberty Mutual
“Liberty Mutual provides comprehensive, tailored business insurance solutions with expertise and care. It serves 29 countries around the world and is the 6th largest global property and casualty insurer (as of 2021). They provide customized coverage plans by industry sector.” ~from its website
Website: business.libertymutual.com
Telephone: +1 877 688 8254
Service area: United States Nationwide
Coverage: Commercial Auto & Property, Environmental Liability, Excess & Surplus, General Liability, Management Liability, Mergers & Acquisitions, Professional Liability, Business Umbrella, Workers Compensation, and more.
Markel
“Markel offers specialty insurance solutions for small businesses and independent contractors. 70+ years of experience in niche markets enables the company to underwrite innovative solutions for both standard and hard-to-place risks. Markel Specialty’s EssentialBOP coverage offers customizable insurance solutions with a variety of coverage limits, deductibles, and payment options. Plus, Markel Specialty offers to qualified customers commercial umbrella liability insurance over eligible Markel EssentialBOP policies, providing additional liability protection for the costs of catastrophic claims and lawsuits.” ~from its website
Website: markelinsurance.com
Telephone: +1 800 362 7535
Service area: United States (except Florida, Louisiana, and New York)
Coverage: Business Owners Policy, Professional Liability, General Liability, Business Property, Workers Compensation, Errors & Omissions, Umbrella Coverage.
MSIG
“As part of a global initiative to provide leading insurance products, MSIG supports its clients with customized services and solutions. With offices located throughout the Americas, MSIG offers the attention and dedicated focus clients need to identify their unique risks and effectively manage them. Its U.S. operation plays a pivotal role in the parent company’s global operations spanning more than 40 countries and regions. In the Americas, the MSIG network reaches from Canada to Brazil.” ~from its website
Website: msigusa.com
Telephone: +1 800 388 1802
Service area: Bermuda, Canada, Mexico, United States
Coverage: General Liability, Business Property & Auto, Workers Compensation, Umbrella & Excess Coverage, Management Liability, Equipment Breakdown, Cyber, and International packages.
NEXT Insurance
“We’re 100% dedicated to small business. Tailored business insurance. Zero hassle. Big savings. Our business insurance gives you the confidence to take smart risks with your business; the kind that’ll take you to the next level. So whether you’re just starting out or looking to bring on a team of 20, NEXT will help get you there. The needs of business owners have significantly changed over the past decade, the insurance industry hasn’t. Trusted & loved by over 420,000 business owners” ~from its website
Website: nextinsurance.com
Telephone: +1 855-222-5919
Service area: United States
Headquarters: United States
Coverage: Business Insurance, General Liability, Workers’ Compensation, Commercial Property, Business Personal Property, Commercial Auto, Professional Liability, Errors and Omissions, Tools & Equipment, Business Owner’s Policy, Product Liability, LLC Business Insurance, Liquor Liability.
NFP
“NFP is a leading insurance broker and consultant providing specialized property and casualty, benefits, wealth management, and retirement planning. NFP offers specialty risk management, with a specialist focus and insights for many industries including professional services. The company has offices across the United States, Canada, Europe, and Puerto Rico.” ~from its website
Website: nfp.com
Telephone: +1 866 824 3817
Service area: Canada, Puerto Rico, United States
Headquarters: United States
Coverage: Commercial Auto & Property, Commercial & Contract Surety, Cyber Liability, Directors & Officers, Domestic & Foreign Transit, Employment Practices Liability, Professional Liability, Umbrella/Excess Liability, Workers Compensation, Trade Credit/Political Risk/Ransom.
Powers Insurance & Risk Management
“Securing the best insurance package for your business begins with planning. Analyzing all your risks is critical to successful implementation of your property and casualty insurance programs, while conversations with employees, managers and vendors will uncover areas that need additional attention. POWERS Insurance & Risk Management will partner with you by providing ongoing assistance, consultation and service that will help you control your insurance expenses.” ~from its website
Website: powersinsurance.com
Telephone: +1 314 725 1414
Service area: United States Nationwide
Headquarters: United States
Coverage: Business Owners Insurance, Business Property, Commercial Auto, Umbrella, General Liability, Cyber Liability, Surety Bonds, and more.
ProLink
“As one of Canada’s largest national independent brokerages, PROLINK has the network, buying power, and influence needed to negotiate unparalleled savings for your professional insurance needs. Over 30 years of experience serving professionals across multiple industries gives us insight into the risks you face. Combine that with our longstanding relationships with over 30 insurance companies, and you’ll see why we are confident that we can connect you to an insurance solution that will fit your needs and your budget, perfectly.” ~from its website
Website: prolink.insure
Telephone: +1 800 663 6828
Service area: Canada
Headquarters: Canada
Coverage:Professional and Liability, Commercial General Liability, Property Insurance, Data and Security Breach, as well as personal insurance products.
RLI
“RLI’s business insurance solutions help companies and professionals manage a wide range of risks and exposures encountered in today’s business environment. RLI writes business insurance for customers across the U.S., including small to large organizations requiring commercial property insurance and business liability insurance. Its underwriters are respected for their expertise and commitment to customer service.” ~from its website
Website: rlicorp.com
Telephone: +1 800 507 4495
Service area: United States Nationwide
Headquarters: United States
Coverage: Business Owners Insurance, Casualty, Construction, Management & Professional Liability, Commercial Property, and more.
Starr Insurance Companies
“From its origins as the first American-owned insurance agency in Shanghai in 1919 to its current presence across six continents, Starr Insurance Companies has grown into an industry powerhouse — built on 100 years of international literacy and operational knowledge. Starr specializes in the unique insurance needs of international markets.” ~from its website
Website: starrcompanies.com
Telephone: +1 646 227 6300
Service area: Bermuda, Canada, Mexico, United States
Headquarters: United States
Coverage: Commercial General Casualty, Construction Primary & Excess, Contractor Pollution, Crisis Management, Cyber, Defense Base Act, Energy Primary & Excess Casualty, Environmental, Federal Employee Liability, Financial Lines, Political Risk, Professional Liability, Risk Management General Casualty, Site Pollution, Business Travel, Workers’ Compensation & Employer Liability.
State Farm
“Business and Professional liability insurance from State Farm® can help you and your small business pay defense costs and judgments that come from liability claims or claims of professional negligence, error, or omission. The company also has a portal specifically for small business owners.” ~from its website
Website: statefarm.com
Telephone: +1 800 559 1922
Service area: United States Nationwide
Coverage: Commercial Liability, Professional Liability, Business Owners Policies, Errors & Omissions, Employment Practices Liability Insurance, and more.
The Hartford
“The Hartford has served customers for more than 200 years. Their website offers a personalized quote for business insurance coverage in minutes. The company offers policies based on industry, as well as specific types of coverages. The Hartford recommends small businesses start with a Business Owner’s Policy (BOP) with three essential coverages, below.”” ~from its website
- General liability insurance, also known as business liability insurance
- Commercial property insurance, also known as business property insurance
- Business income insurance, also known as business interruption insurance
Website: thehartford.com
Telephone: +1 888 292 7303
Service area: United States (Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming)
Coverage: Business Property, Commercial Auto, General Liability, Professional Liability, Data Breach Coverage, Workers Compensation, Business Income Replacement.
THREE by Berkshire Hathaway
“THREE was created out of Berkshire Hathaway, drawing on decades of insurance experience, unmatched financial strength, together with expert and responsive claims teams. THREE combines multiple business-critical coverages that small businesses need, like liability and workers compensation, all in a single policy, to replace piecemeal protection for your business. It provides a comprehensive yet uncomplicated three-page policy.” ~from its website
Website: threeinsurance.com
Telephone: +1 800 507 4495
Service area: United States (Arizona, California, Colorado, Connecticut, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Missouri, Nebraska, New Jersey, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Wisconsin — as of this publication in September 2022, the website says that other U.S. states are coming soon)
Headquarters:
Coverage: Commercial Liability, Professional Liability, Commercial Property & Auto, Cyber, and more.
Travelers
“No matter what industry you are in, your company faces risk every day. That’s why Travelers offers a wide range of business insurance options, designed to identify and reduce those risks. Beyond managing claim costs, we help companies prepare for risk and recover faster after an unexpected event. Managing the total cost of risk creates a competitive advantage, helping you protect and grow your business.” ~from its website
Website: travelers.com
Telephone: +1 866 594 5670
Service area: Canada, Mexico, United States
Headquarters: United States
Coverage: Management & Professional Liability, General Liability, Commercial Property & Auto, Cyber, Small Business Owner’s Policy, Surety Bonds, Workers Compensation, Excess Casualty & Umbrella, Environmental Liability, Global Insurance, and more.
TRMS
“Trust Risk Management Services, Inc. is a Program Administrator managing insurance programs for professional individuals, groups, and associations. Their core programs are Professional Liability, Directors and Officers, and Business Office Insurance coverage. TRMS has a specialty for professionals in the healthcare industry.” ~from its website
Website: trustrms.com
Telephone: +1 888 523 5545
Service area: United States Nationwide
Coverage: Professional Liability, Directors & Officers, Business Office Insurance, Cyber Enterprise Risk Management.
USLI
“USLI’s specialty is small to medium-sized businesses. The company offers a portal for both commercial as well as professional insurance. The team focuses on offering competitively priced products with broad coverage and unique features, with a competent team of insurance professionals to guide you through the coverage process.” ~from its website
Website: usli.com
Telephone: +1 888 523 5545
Service area: Canada, United States
Coverage: General liability, professional & management liability, excess and umbrella liability, property damage, business interruption, directors/officers, special events, and more.
Zurich Insurance Group
“The Zurich Commercial Insurance arm of this company handles business risk management. It is a leading property-casualty insurance provider serving the global corporate, large corporate, middle market, specialties and global programs sectors in more than 210 countries. They have been around for 150 years.” ~from its website
Website: zurich.com
Telephone: +41 44 625 25 25
Service area: Canada, Mexico, United States
Headquarters: Switzerland
Coverage: Professional Indemnity, Commercial Management Liability, Property, Casualty, Cyber, Corporate Accident and Business Travel.
South America
AIG
“American International Group, Inc. (AIG) is a leading global insurance organization. AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions and other financial services to customers in approximately 70 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security. AIG common stock is listed on the New York Stock Exchange.” ~from its website
Website: aig.com
Telephone: +1 877 867 3783
Service area: Brazil, Ecuador, Venezuela
Headquarters: United States
Coverage: Business, Cyber, Professional Liability, Environmental Liability, International Insurance, Business Property, Multinational Solutions, and more.
AXA
“AXA Insights leverages expertise, knowledge and science to better understand and anticipate current and future societal and business challenges, enlighten decision-making and drive innovation. It covers a broad range of products and services designed for 95 million individual and business clients in 50 countries.” ~from its website
Website: axa.com
Telephone: +44 (0) 20 7667 0623
Service area: Argentina, Brazil, Chile, Colombia, Panama, Peru
Headquarters: France
Coverage: Business, Cyber, Professional Liability, Environmental Liability, International Insurance, Business Property.
Beazley
“Beazley is a syndicate of Lloyd’s of London,, providing specialist insurance with operations in Europe, the U.S., and Asia. It brings three decades of experience in providing clients with the highest standards of underwriting and claims service worldwide. All of Beazley insurance businesses are rated A (Excellent) by A.M. Best.” ~from its website
Website: beazley.com
Telephone: +44 (0) 20 7667 0623
Service area: Brazil
Headquarters: United States
Coverage: Business, Cyber, Professional liability, Management Liability, Private Enterprise, Environmental Liability, Political Risks & Contingency, Property, and more.
DUAL Group
“DUAL is part of Howden Group Holdings, an international insurance group with employee ownership at its heart. Howden Group Holdings was founded in 1994 and operates in 45 territories and employs around 10,500 people.” ~from its website
Website: dualgroup.com
Telephone: +44 (0) 20 7337 9888
Service area: Brazil
Headquarters: United Kingdom
Coverage: Commercial Auto, M&A, Commercial Property, Cyber, Excess Liability, Management Liability, Professional Indemnity, Financial Loss Liability, Political Violence, Transactional Risk, and more.
Liberty Mutual Specialty Markets
“Liberty Mutual provides comprehensive, tailored business insurance solutions with expertise and care. It serves 29 countries around the world and is the 6th largest global property and casualty insurer (as of 2021). They provide customized coverage plans by industry sector.” ~from its website
Website: business.libertymutual.com
Telephone: +1 877 688 8254
Service area: Latin America
Headquarters: United States
Coverage: Commercial Auto & Property, Environmental Liability, Excess & Surplus, General Liability, Management Liability, Mergers & Acquisitions, Professional Liability, Business Umbrella, Workers Compensation, and more.
MSIG
“As part of a global initiative to provide leading insurance products, MSIG supports its clients with customized services and solutions. With offices located throughout the Americas, MSIG offers the attention and dedicated focus clients need to identify their unique risks and effectively manage them. In the Americas, the MSIG network reaches from Canada to Brazil and plays a pivotal role in the parent company’s global operations spanning more than 40 countries and regions.” ~from its website
Website: msigusa.com
Telephone: +1 800 388 1802
Service area: Argentina, Brazil, Colombia, Panama, Peru
Coverage: General Liability, Business Property & Auto, Workers Compensation, Umbrella & Excess Coverage, Management Liability, Equipment Breakdown, Cyber, and International packages.
Starr Insurance Companies
“From its origins as the first American-owned insurance agency in Shanghai in 1919 to its current presence across six continents, Starr Insurance Companies has grown into an industry powerhouse — built on 100 years of international literacy and operational knowledge. Starr specializes in the unique insurance needs of international markets.” ~from its website
Website: starrcompanies.com
Telephone: +1 646 227 6300
Service area: Argentina, Brazil, Chile, Colombia, Peru
Headquarters: United States
Coverage: Commercial General Casualty, Construction Primary & Excess, Contractor Pollution, Crisis Management, Cyber, Defense Base Act, Energy Primary & Excess Casualty, Environmental, Federal Employee Liability, Financial Lines, Political Risk, Professional Liability, Risk Management General Casualty, Site Pollution, Business Travel, Workers’ Compensation & Employer Liability.
Zurich Insurance Group
“The Zurich Commercial Insurance arm of this company handles business risk management. It is a leading property-casualty insurance provider serving the global corporate, large corporate, middle market, specialties and global programs sectors in more than 210 countries. They have been around for 150 years.” ~from its website
Website: zurich.com
Telephone: +41 44 625 25 25
Service area: Argentina, Brazil, Chile, Colombia, Ecuador
Headquarters: Switzerland
Coverage: Professional Indemnity, Commercial Management Liability, Property, Casualty, Cyber, Corporate Accident and Business Travel.
Additional Resource: How to Obtain Business Insurance as an Independent Consultant
Directory of Insurance Brokers For Business Coverage
The following insurance brokers have been used and recommended by our members. Information is from the brokerage website.
They are grouped geographically — click any region to jump directly there.
Europe & United Kingdom
Advanced Insurance Consultants Ltd
AIC is a long established, independent broker, widely respected in the insurance market. It is an approved FCA registered broker that has received continuous high customer ratings, and awards from within the industry. They are predominantly a commercial insurance broker.
Website: aicinsure.co.uk
Telephone: +44 (0) 1442 24 24 00
Contact: Joel Clements, info@aicinsure.co.uk
Coverage area: United Kingdom
Brown & Brown
No matter where you are on your growth journey, Brown & Brown can help you find solutions to meet your ever-evolving insurance and risk management needs. If you are a highly complex multinational company, an individual or anything in between, its experienced teams can help every step of the way. Listen to Unleashed Episode 11 with Dorene Stockman on Business Insurance.
Website: bbrown.com
Telephone: +1 888 914 9661
Contact: Dorene Stockman
Coverage area: United Kingdom and Ireland
CCW Global Insurance Ltd
CCW Global is an insurance broker, not an agent or a single provider, and is able to work with an extremely high number of international insurance providers. They are constantly assessing and updating the companies they work with, and always strive to give the widest range of options and provide the most in-depth comparisons of insurance plans currently available on the market. Business clients of CCW Global will receive the same in-depth solutions which we offer to our individual and family customers, but also have the opportunity to access a range of innovative and creative options for employee benefit packages and corporate risk management plans.
Website: ccw-global.com
Telephone: +852 2114 2840
Contact: Phil Steel, phil@ccw-global.com
Coverage area: Global
Based in: Hong Kong
IBS Finanz- und Versicherungsmakler GmbH
IBS analyzes your personal risks with you, plans the scope of risk coverage together with you, and recommends suitable insurers and policies for you. Due to their independence and access to a large number of insurance companies, IBS is able to offer cost-effective solutions.
Website: ibs-bochum.com
Telephone: +49 234 9379410
Contact: Daniel Benstem, d.benstem@ibs-bochum.com
Coverage area: Germany
Insync Insurance
As one of the UK’s fastest-growing insurance providers, Insync offers comprehensive cover for SMEs and the self-employed across the UK. Their expert team can tailor your insurance to meet your individual business needs, and compare prices from their Lloyds of London approved partners. Insync also offers an online portal that lets you access your policies around the clock where you can add cover, edit your details, and renew your policy. Customers also enjoy free access to Insync’s exclusive benefits platform, Insync Benefits, at no additional cost.
Website: insyncinsurance.co.uk
Telephone: +44 (0) 1200 30 95 16
Coverage area: United Kingdom
NFP
NFP is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. The team enables client success through the expertise of its professionals across the globe, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors and financial institutions.
Website: nfp.com
Telephone: +1 866 824 3817
Coverage area: Europe and Ireland
Nicos Rossos Insurance Brokers Ltd
Since introducing Bupa health insurance to the Cyprus market in 1992, Nicos Rossos has become one of the leading agents of Bupa Global. As a one-stop insurance broker, they have also teamed up with additional partners to offer an extended product range in personal insurance and business insurance and other related products throughout the European Union. Offers Professional Indemnity Insurance, Employee Benefits Solutions, Business Health Insurance, Employers Liability Insurance, Directors’ & Officers’ Liability Insurance, Financial Institutions Insurance, and Cyber Risk Insurance.
Website: nicosrossos.com
Telephone: +357 7777 7725
Contact: Harris Antoniades, harris@nicosrossos.com
Coverage area: Cyprus, Iceland, Norway, Switzerland, and the United Kingdom
Thesis Consulting
Business insurance broker in Italy.
Website: thesisconsulting.it
Telephone: +011 955 0454
Contact: thesis@thesisconsulting.it
Coverage area: Italy
Westminster Insurance
Westminster Group provides its members with access to competitively priced professional liability insurance underwritten by an A+ rated insurer. Very competitively priced and fully on-line process from quote to coverage.
Website: uk.westminster.global
Telephone: +44 (0) 1305 839 939
Coverage area: United Kingdom
North America
Advocate Brokerage Corporation
Advocate Brokerage Corp is committed to helping its clients protect their companies. Stringent standards and marketplace presence generates confidence in clients, allowing them the time to focus on their businesses. It’s a family owned and run business founded in 1968.
Website: advocatebrokerage.com
Telephone: +1 914 723 7100
Contact: Margaret Dodge, info@advocatebrokerage.com
Coverage area: U.S. Nationwide
AP Intego/NEXT
Since 2013, the AP approach has been to apply tech innovation to the traditional insurance agency experience to deliver amazing customer service. AP Intego has partnered with NEXT, which advances their shared goal of creating the best embedded insurance experience for small business customers. Equal parts insurance and tech expertise, a dash of creativity, and a secret ingredient:
fierce customer focus.
Website: apintego.com
Telephone: +1 585 270 6471
Contact: Gary D’Alessandro, info@apintego.com
Coverage area: U.S. Nationwide
Brown & Brown
No matter where you are on your growth journey, Brown & Brown can help you find solutions to meet your ever-evolving insurance and risk management needs. If you are a highly complex multinational company, an individual or anything in between, its experienced teams can help every step of the way. Listen to Unleashed Episode 11 with Dorene Stockman on Business Insurance.
Website: bbrown.com
Telephone: +1 888 914 9661
Contact: Ed Abele, edward.abele@bbrown.com
Coverage area: U.S. Nationwide, Bermuda, and Cayman Islands
Bunker
Bunker is an independent insurance platform that can be customized and integrated directly into your business and website. For employees, for example, workers compensation and other employee insurance needs (such as occupational accident) is embedded into your platform. Workers are instantly covered when they’re on the clock, and pay only for the insurance they use. Bunker’s usage-based insurance products embed directly into your platform or website, also allowing you to easily share proof of insurance at any time. Bunker Members gain access to a custom, co-branded landing page with information on filing a claim, insurance FAQs, and more. You can link this resource to your contracting materials as an easy way to educate contractors and clients. In addition to employee insurance, Bunker also offers small business insurance products such as liability, cyber, etc.
Website: buildbunker.com
Telephone: +1 877 968 9108
Coverage area: U.S. Nationwide
CCW Global Insurance Ltd
CCW Global is an insurance broker, not an agent or a single provider, and is able to work with an extremely high number of international insurance providers. They are constantly assessing and updating the companies they work with, and always strive to give the widest range of options and provide the most in-depth comparisons of insurance plans currently available on the market. Business clients of CCW Global will receive the same in-depth solutions which we offer to our individual and family customers, but also have the opportunity to access a range of innovative and creative options for employee benefit packages and corporate risk management plans.
Website: ccw-global.com
Telephone: +852 2114 2840
Contact: Phil Steel, phil@ccw-global.com
Coverage area: Global
Critical Path Advisors
Critical Path Advisors is an advisory firm focused on leveling the playing field by democratizing professional services and expertise. Our solutions help small and mid-market companies link people, operations, and performance to drive efficiencies and turn areas of stagnation into growth.
Website: criticalpathadvisors.com
Telephone: +1 877 917 9355
Contact: Michelle Brown, mbrown@criticalpathadvisors.com
Coverage area: U.S. Nationwide, with geographic concentrations in the New York tri-state area, California, and Florida.
Illinois Select Risk
Started in 2005, Illinois Select Risk is an independent business insurance brokerage serving nonprofits and professional service organizations. Illinois Select Risk doesn’t just sell business insurance, but guides clients through the process to get the most appropriate insurance coverage at the best value.
Website: illinoisselectrisk.com
Telephone: +1 630 853 1516
Contact: Michelle Hooper, michelleh@ilselectrisk.com
Coverage area: Illinois, Indiana, Minnesota
Jackson Square Insurance Associates
Jackson Square Insurance was founded on the idea that a small business owner needs a partner to help guide their insurance and risk decisions. Clients know they have a risk management insurance expert dedicated to helping them grow and thrive.
Website: jsquareinsurance.com
Telephone: +1 415 890 6379
Contact: Jude Winterhalter, jude@jsquareinsurance.com
Coverage area: California
Jaffe Insurance Agency
Jaffe Insurance Agency is your source for Auto Insurance, Health Insurance, Homeowners Insurance, Condo Insurance, Life Insurance, Business Insurance and Group Health Insurance. As independent agents we are able to shop your requirements to determine the best fit for your needs at the lowest cost with such respected names in the Insurance Industry as Mercury Insurance, CNA, Travelers, Encompass Insurance, and Nationwide.
Website: jaffeinsurance.com
Telephone: +1 310 827 5050
Contact: Craig Jaffe, craig@jaffeinsurance.com
Coverage area: California
Katzman Insurance Services
Offering Franchise, Professional & General Liability and E & O Insurance Nationally For Over 30 Years. At Katzman Insurance Services, our dedicated staff of insurance professionals are here to assist you in securing a business insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. We specialize in professional liability, franchise and general liability insurance.
Website: katzmanins.com
Telephone: +1 800 967 5252
Contact: Jack Katzman, jack@katzmanins.com
Coverage area: U.S. Nationwide
Mitros Insurance
Mitros Insurance is an independent insurance agency that was established in 2007 and is focused on providing solutions and protection for our clients’ financial and risk management needs. As an independent insurance agency, we partner with carefully selected insurance companies, and can choose the best company for your insurance needs.
Website: mitrosinsurance.com
Telephone: +1 610 296 2600
Contact: Tom Mitros
Coverage area: Pennsylvania, Maryland, and New Jersey
Mylo
Mylo is an independent broker that helps you to find your expert insurance solution from 100+ top carriers. Mylo takes the confusion out of insurance – so you know you have the right coverage and didn’t overpay. Mylo was launched in 2015 by Lockton Companies, founded in 1966. Whether you shop digitally or with a licensed Mylo advisor, its AI-powered recommendation engine matches your needs with the right solutions.
Website: choosemylo.com
Telephone: +1 844 863 5950
Contact: Amy Pepper, YourChoice@ChooseMylo.com
Coverage area: U.S. Nationwide
NFP
NFP is a leading property and casualty broker, benefits consultant, wealth manager, and retirement plan advisor. The team enables client success through the expertise of its professionals across the globe, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors and financial institutions.
Website: nfp.com
Telephone: +1 866 824 3817
Contact: Christine Matheney, cmatheney@nfp.com
Coverage area: U.S. Nationwide, Canada, Puerto Rico, Europe, and Ireland
Parker Insurance Agency
Steven Parker is an independent insurance agent for Farmers Insurance, but also goes outside Farmers for insurance for his clients. Parker says, “I have access to and the opportunity to write lots of business outside of the Farmers Insurance system. (i.e. Hiscox, Liberty Mutual, The Hartford, Scottsdale, Hagerty, etc.) A good example is with the professional liability class. Farmers does not write this class of insurance.”
Website: agents.farmers.com
Telephone: +1 650 697 4450
Contact: Steven Parker, sparker@farmersagent.com
Coverage area: California (he can refer to other Farmers agents in other states)
Pollack Services Group
In conjunction with our joint venture partner, Global Coverage, we offer a wide array of property and casualty products. Our Commercial Insurance Division represents companies such as Chubb, AIG, Hartford, St. Paul/Travelers, Fireman’s Fund, and Zurich. We insure over 2,000 companies ranging from small businesses to multinational companies.
Website: pollackservices.com
Telephone: +1 914 833 8900
Contact: Lynn Pollack, Lynn@pollackservices.com
Coverage area: U.S. Nationwide
Slyman Insurance Group
In business for 40 years, Slyman helps clients identify their specific insurance needs, evaluates their situation, and provides them with a specific set of product and risk management solutions to help them effectively mitigate those risks. Their team of experienced agents who are committed to turning quotes and service requests around same day, often within the hour they are requested.
Website: slymaninsurancegroup.com
Telephone: +1 614 475 3583
Contact: Amy Preston, Amy@slymaninsurancegroup.com
Coverage area: Florida, Kentucky, Michigan, North Carolina, Ohio, Tennessee
Symphony Risk
Symphony Risk Solutions provides a differentiated client experience. They align global, best-in-class, industry specific expertise, market leading coverage specialists, and state of the art technology in a seamless, client-centered approach. They offer next-generation, full-service insurance, risk management, and employee benefits advisory.
Website: symphonyrisk.com
Telephone: +1 415 816 2403
Contact: Joshua M. Richman, jrichman@symphonyrisk.com
Coverage area: California, Illinois, Texas, Washington
Texas Trusted Insurance Agency
Texas Trusted Insurance Agency has markets for almost any kind of insurance conceivable. As an Independent Agent they are able to offer the most competitive prices for auto, home, commercial, life, and health insurance. They also offer bonds, permits, special event coverage, and specialize in the insurance needs of the oil & gas industry. They specialize in examining various loss exposures and then design programs of protection specifically to meet our client’s needs.
Website: texastrustedins.com
Telephone: +1 830 875 3164
Contact: Heather Musick, heather@texastrustedins.com
Coverage area: Arkansas, California, Kansas, Louisiana, Michigan, Mississippi, Nevada, Texas, and Wyoming
The Insurance People
From employee benefits to business liability insurance to everything in-between, our services help small business owners stay focused on what matters most. Our tailored approach to analyzing your company’s needs allows us to provide you with the best solutions available to help you accomplish your goals.
Website: insuranceppl.com
Telephone: +1 773 697 8082
Contact: Alexandra Eidenberg, alexandra.eidenberg@insuranceppl.com
Coverage area: Illinois
The Rockwood Company
The Rockwood Company is an independent agency with the customer in mind. They have relationships with dozens of insurance companies, allowing you to obtain pricing and options for a policy that fits your needs. The Rockwood Company, as one of the Chicago areas largest and oldest independent insurance agencies, has been providing knowledgeable insurance services to the public since 1896.
Website: rockwoodco.com
Telephone: +1 312 621 2200
Contact: Jay Schwartz, jschwartz@rockwoodco.com; and Doug Vickers, dvickers@rockwoodco.com
Coverage area: U.S. Nationwide
Valparaiso First Insurance
As an independent agency, Valparaiso sells for many financially sound and respected companies in the industry. Their agents personalize coverage for each client and match them with the company that best fits their needs.
Website: valpofirst.com
Telephone: +1 219 462 4334
Coverage area: Indiana
Westminster Group
Westminster Group provides its members with access to competitively priced professional liability insurance underwritten by an A+ rated insurer. Very competitively priced and fully on-line process from quote to coverage. Many additional modalities can be added (most at no extra charge). Legal Defense costs are included in the coverage.
Website: us.westminster.global
Telephone: +1 330 742 7416
Coverage area: Canada and United States
Zensurance
Partnerships with over 50 leading Canadian insurance providers. Protect your business without the hassle. Get your commercial insurance quote in a few minutes. Join over 150,000 Canadian Businesses that have trusted Zensurance.
Website: zensurance.com
Telephone: +1 888 654 6030
Coverage area: Canada
Additional Resource: How to Obtain Business Insurance as an Independent Consultant
Acknowledgements
We wish to thank the following members who contributed to this survey and agreed to have their names shared in the acknowledgements. Many other members completed the survey and asked not to be named — we thank them as well.
Marcos Buelvas
Susan Clapham
Rebecca Clement
Ben Dattner
Troy Edelen
Patrick Fitzmaurice
David Hane
Philippe Hespel
Elliott Holland
Hideaki Iwase
Claudia Jenz
Christy Johnson
Steven Johnson
Rodolphe Lebrun
Michelle Mc Guinness
Glenn Mead
Uzo Osikhena
Whit Pidot
Maria Isabel Rios
Joe Rolewicz
Dan Rost
Luke Secosky
Dawn Stith
Jeff Stollman
Tim Streeter
Colin Taylor
David Miller
Markus Bayer
Sven Beiker
Gian Luigi Borasio
Thomas Breuer
Stacye Brim
Darrin Caramonta
Gary Chan
Lauren Cole
Peter Eckart
Allen Ehrlich
Michael Forsyth
Guillem “Bill” Garcia
Alejandro Guarin
Berthold Hannes
Robert Harris
Bernhard Heine
Brad Hollingsworth
Stephen Hrutka
Romain Ichbiah
Christoph Knoess
Eliette Krakora
Christian Kraus
Cyril Lagrange
Belinda Li
Brian Loomis
Lester Mak
Astrid Malval-Beharry
Jay Martin
Andrew McKee
Neelam Modi
Theresa Nanigian
Karl Newman
Wogbe Ofori
Brett Pentz
Ulrich Riedel
Anindya Roychowdhury
Alessandro Santo
Jennifer Siering
Murry Smith
Parag Soni
Marlene Straszewski
Angela Thompson
Ulrich Voss
Alan Walker
John Warren
Sarah Chapman Wilson
Daniel Wiser
Barry Witonsky
Stephen Young
