The Future for India’s 500 Million Borrowers

Blog

The Future for India’s 500 Million Borrowers

joydip-gupta-mckinsey-alum-bengaluru-india
Thought Leadership

Joydip Gupta shares a Forbes India article where he was interviewed on the opportunities and challenges in India’s lending landscape.

Had a great session with Forbes India discussing the opportunities and challenges in the lending landscape in India. Lots of innovators and disruptors, but when the dust settles down, what will separate the eventual winners is really 3 things: Relevant data, Sharper analytics, Agile technology.”

“What does the future of lending look like for India’s next 500 million borrowers?

In an article by Samar Srivastava for Forbes India, Joydip Gupta, Head of APAC at Scienaptic AI, reflects on how the coming together of data, identity, and income verification shaped the last decade of credit growth, and why the path ahead calls for deeper data, adaptable models, and scalable technology to serve a broader borrower base.

It’s a sharp look at how credit decisioning is evolving across India and the role AI platforms like Scienaptic are playing in making lending more inclusive and intelligent.

Read the full article here: https://lnkd.in/dsZB_w8p

 

Access the post on LinkedIn.