Umbrex is pleased to welcome Tatiana V Ridley with Ridley Global Advisors. Tatiana is an Ivy League educated strategy and operations leader with 18+ years of experience developing and implementing enterprise and business strategies for leading Financial Services and FinTech firms driving multi-million dollar revenue and profitability impact. Tatiana has successfully built, scaled and led high-performing teams at Fintech startups, a Fortune 500 technology leader and a top-tier global consultancy. She has a proven track record of leading and managing…

Stephen Wunker shares an article that explores the lessons learned from Fidelity’s move into Fintech. Fidelity Investments, with more than $4 trillion in assets under management, is one of the world’s largest financial services firms. But the firm isn’t content with its current status. This privately-owned company founded in 1946, is seeking new markets that will power growth over the long-term. But how? ​One key mechanism is Fidelity Labs, formed more than a decade ago to enable the company to…

  Luiz Zorzella shares a summarized evolution story on Open Banking.  If you are thinking your response to what is happening around Open Banking, this will provide you with some valuable historical context on how events evolved to get us where we are today: It all started with online banking. Before Open Banking, banks thought it would be a good idea to give their clients access to their accounts using the internet.  So, since clients could access their accounts using…

  Luiz Zorzella shares an article on the growth of open banking, the factors that “repress” adoption, and possible solutions.  As you probably know, worldwide, Open Banking is one of the hottest trends in financial services.  Not only is it growing at a breakneck speed, but also its success is inspiring regulators and players in other sectors like finance and insurance who now wonder how to replicate the model. This article is a high-level review of what is happening in…

Umbrex is pleased to welcome Eduard Saez with Antifragile Solutions.  Eduard Sáez spent 3 years at Bain & Company, mainly focused in M&A and Private Equity practice. After those years, Eduard co-founded a fashion ecommerce startup. He exited the company after selling his equity to an industrial investor, and decided to travel the world for a while. He is currently living in Andorra, working as an independent consultant doing strategy & marketing projects mainly in the fintech space. He also…

  Neil Bansal shares a post that explores the lack of financial literacy in the US, and asks what can be done about it.  So how would you rate your financial literacy? If someone asked “True or false: buying a single company’s stock usually provides a safer return than a stock mutual fund”, how would you respond?  If you incorrectly answered ‘true’ and neglected how diversification lowers your risk versus a single stock, don’t feel too bad. In a comprehensive…

Umbrex is pleased to welcome Rashay Jethalal.  Rashay has over 20 years of experience in North American financial services and a deep passion for scaling modern businesses.  He had led businesses in asset management (Purpose Investments) and transaction banking (CIBC) and a proven track record of providing strategic advice in both capital markets and retail banking.  He enjoys working with early stage and rapidly scaling new ventures, particularly in the fintech space.  Rashay has deep acumen in growth strategy and…

Umbrex is pleased to welcome Ricardo Fernandez to our community.  Ricardo Fernandez spent 10 years in consulting in BCG, Accenture and KPMG focusing on strategic projects, due diligences, innovation, integrations and business plans. The last 8 years he has been focusing on digital growth technology companies where he has experience in Growth, Sales, Marketing Operations and mostly in Financial Services. He recently left Prodigy Finance a Fintech marketplace that has originated $1B to lend to international students going to the top…