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Financial Services

Financial Services

Umbrex is pleased to welcome Ravi Arulanantham. Ravi has two decades of experience in the financial services industry at the intersection of product, investing, and corporate strategy. Most recently he was Global Head of Product & Strategy at Wells Fargo Asset Management. Prior to Wells, he held various strategy and investment roles at JPMorgan Asset Management, Silver Creek Capital, and was also a political appointee in the Obama administration at the Export-Import Bank of the United States where he served…
Tobias Baer takes issue with the absurd and excessive KYC(Know Your Customer, the verification of identity) requirements that lock out legitimate customers from financial services. Unless you run a criminal operation, you would most probably agree with me that financial crimes should be prevented and that KYC is a critical element in preventing the illegal flow of money. Sadly, that doesn’t mean that KYC in today’s shape and form is working well. I’ve written before about the deficiencies of a…
Umbrex is pleased to welcome Tatiana V Ridley with Ridley Global Advisors. Tatiana is an Ivy League educated strategy and operations leader with 18+ years of experience developing and implementing enterprise and business strategies for leading Financial Services and FinTech firms driving multi-million dollar revenue and profitability impact. Tatiana has successfully built, scaled and led high-performing teams at Fintech startups, a Fortune 500 technology leader and a top-tier global consultancy. She has a proven track record of leading and managing…
Umbrex is pleased to welcome Chintan Dhanji.  Chintan is a seasoned consultant that has worked strategy consulting with Bain & Co and independently since 2014 where he has worked across the value chain to enhance organization profitability and market share in the telecoms, technology, financial services, healthcare, FMCG and agri-business industries. Prior to this, he worked as a corporate strategist at Discovery Insurance (ranked second largest insurance brand in the world) where he focused on the development of initiatives to…
Umbrex is pleased to welcome Karen Zwiebel. Karen is a seasoned professional with over 20 years of experience as a strategy consultant and business executive. While working at McKinsey & Company and as an Independent Professional, she has helped clients define, develop, grow and optimize their businesses. As an executive at several international banks, she oversaw the launch of new businesses, managed $10 Billion of bank expense and led large international change efforts such as digital modernization, product development, business…
Umbrex is pleased to welcome Guillermo Reyes with BP&S. I have more than 25 years of experience in business turnaround, articulating strategies and developing performance initiatives in 27 countries, as well as in charge of the strategy formulation and management of some of the most important corporations in LATAM. During my career as strategy consultant, I have served more than 300 clients in the consumer goods, financial services, retail, media & entertainment, health services, education, energy, transportation and automotive sectors,…
Umbrex is pleased to welcome Vasyl Davydko. Vasyl is an independent consultant with expertise in financial services, media and technology. Originally from Ukraine, raised in Spain since age of 13, he started his career at McKinsey Madrid office. He later worked at Amazon Spain, prior to joining as COO one of the leading SME digital lending ventures based in SE Asia. Vasyl later co-founded EduCredit, an education financing platform for IT students. He spent last year and a half as…
Umbrex is pleased to welcome Francesca Muller with Francesca Muller Ltd. Francesca started her career as a senior associate at McKinsey, where she worked in the media practice in New York and then London. She has been working as an independent consultant since 2004, leading growth strategy and transformation projects across a range of sectors including healthcare, financial services, environmental, B2B and industrial services. She has a BA and JD from Harvard University and currently lives in London with her…
Umbrex is pleased to welcome Andrew Lodge.  Andrew has been an independent consultant for a year working in financial services. He was an Associate Principal at McKinsey in London, a Head of Division in financial stability at the Bank of England and a senior policy adviser at HM Treasury in the United Kingdom. Andrew has led major transformation projects in financial services, particularly in banking, and also in public sector organisations.  He is moving – coronavirus permitting – to the…
Umbrex is pleased to welcome Rashay Jethalal.  Rashay has over 20 years of experience in North American financial services and a deep passion for scaling modern businesses.  He had led businesses in asset management (Purpose Investments) and transaction banking (CIBC) and a proven track record of providing strategic advice in both capital markets and retail banking.  He enjoys working with early stage and rapidly scaling new ventures, particularly in the fintech space.  Rashay has deep acumen in growth strategy and…
Umbrex is pleased to welcome Imoudu Alexander Osikhena. Imoudu is an ex-Bain consultant with deep consulting experience across several industries and functions including financial services, consumer goods, energy and telecoms etc. Prior to Bain, he worked with Procter & Gamble as a senior brand manager leading top brands in different geographies. Imoudu is also an expert in the development and public sector, having worked as a consultant to some government agencies/Ministers and with the Bill & Melinda Gates Foundations on…
Umbrex is pleased to welcome David Edelman. After 30 years as a Chief Marketing Officer (at Aetna/CVS) and building consultancy businesses in Digital and Marketing Transformation (with McKinsey, Digitas, and the Boston Consulting Group), I would love to work with others on helping companies in healthcare, fin services, consumer services, and marketing tech/svcs shape their strategic direction, build their teams’ capabilities, and become more digitally agile. I know what it takes from the top strategic level down to the nitty…
Umbrex is pleased to welcome Sara Zanichelli. Sara has 10+ years of strategy consulting experience, as core member of Financial Services Practice at BCG and previously at Simon-Kucher & Partners (recognized as world leader in pricing consultancy). After BCG, she held managerial roles in ING Bank (innovative digital bank, agile pioneer), being responsible for customer value management (marketing, pricing, customer intelligence, complains) and later serving as tribe leader for lending products. Sara spent the last 6 months in Qatar, working…
Umbrex is pleased to welcome Mayowa Ubebe with Cardinal Cornerstone. Mayowa spent 2 years with McKinsey & Company as an Associate working on strategy development and implementation projects across across the public, private and third sectors. She was based in the Lagos office with wide-reaching experience working with global clients in the consumer, financial services and energy industries, national governments and multi-lateral development/donor organisations. Prior to McKinsey, Mayowa had a 6-year career in the energy industry managing offshore EPC projects…
Umbrex is pleased to welcome Allyson Pritchett.  Allyson spent 4+ years as a Project Leader and Consultant in the Retail / Consumer practice at Boston Consulting Group and recently began independent consulting in 2020. Prior to BCG, she worked in Business Development for Walt Disney Parks & Resorts as well as Corporate Strategy for 7-Eleven and Dean Foods Company. Allyson has particular expertise in implementing large scale transformations and has lead major transformations in retail, travel & leisure, and financial…
Umbrex is pleased to welcome Liz Kenny.  Liz Kenny is a former McKinsey consultant with eight years of independent consulting and freelance experience. She partners with clients to drive sales growth as either a consultant, or a short-term embedded team member. Liz has a strong blend of both consulting and operating experience, and has supported strategic initiatives across a wide range of industries including retail, technology, media and entertainment, and financial services. Liz balances her time between strategic and creative…
Umbrex is pleased to welcome Brendan Kelly.  Brendan Kelly has more than 15 years of professional experience across multiple sectors and industries including public affairs, top-tier consulting, and financial services. Following an early career as a lobbyist for the Irish financial service industry, he joined the Dublin/London office of McKinsey in 2010 where he worked primarily on strategy and operations for clients in the banking and insurance sectors. On leaving McKinsey in 2014 he worked initially as an independent consultant…
Umbrex is pleased to welcome Ricardo Fernandez to our community.  Ricardo Fernandez spent 10 years in consulting in BCG, Accenture and KPMG focusing on strategic projects, due diligences, innovation, integrations and business plans. The last 8 years he has been focusing on digital growth technology companies where he has experience in Growth, Sales, Marketing Operations and mostly in Financial Services. He recently left Prodigy Finance a Fintech marketplace that has originated $1B to lend to international students going to the top…
Many financial service leaders are not convinced that total market growth is important. Luiz Zorzella explains why even small companies can benefit from paying attention to and capitalizing on what is happening to the market. You may have heard – or asked – questions such as: “If our company does not hold a large market share in our markets, should we worry about market growth?” “How would we even estimate market growth?” “If most of our existing clients are in…