Supriya Sen shares an article that is both practical and visionary in its position on financial inclusion.  Whether for large or small financial institutions, one of the real pain points within the financial sector has been that there is a wall of capital chasing far too few bankable projects – which leads to vast unserved needs in developing Asia. Ascribed variously by incumbents to poor capacity, unstable business and regulatory environment or poor bankruptcy regulation, rarely do we blame the…

There are four good reasons for holding on to a cash-based economy. Tobias Baer reveals the hidden economic benefits and explains why cash is still king. Do we still need cash? More and more stores are going cashless. A whole country—Sweden—is intent on becoming the world’s first cashless nation in 2023. The attraction is the savings from avoiding the substantial handling costs of cash. In many places, increasing numbers of consumers have stopped carrying wallets because their phones have become viable…