Neil Bansal shares a post that explores the lack of financial literacy in the US, and asks what can be done about it.  So how would you rate your financial literacy? If someone asked “True or false: buying a single company’s stock usually provides a safer return than a stock mutual fund”, how would you respond?  If you incorrectly answered ‘true’ and neglected how diversification lowers your risk versus a single stock, don’t feel too bad. In a comprehensive…