February 27, 2020 7:21 pmPublished by Will Bachman A business credit card can make tax accounting and expense processing easier for your independent consulting firm. In addition, many offer perks, such as a Priority Pass.
February 27, 2020 7:18 pmPublished by Will Bachman Disability insurance protects you and your family should you become sick or injured and unable to continue working in your business.
February 27, 2020 7:17 pmPublished by Will Bachman Life insurance protects your business legacy and your family’s financial future — crucial as you launch and grow your independent consulting firm. But shop around. Prices vary significantly.
February 27, 2020 7:16 pmPublished by Will Bachman Independent professionals in the U.S. should consider setting up an SEP-IRA, which allows you to make an annual pre-tax contribution of up to 25% of your salary (to a max of $57,000 in 2020.) Those able to save more can consider setting up a defined benefit plan.
February 27, 2020 7:15 pmPublished by Will Bachman To keep business and personal funds separate, it’s best to set up a business checking account. You may find that an established bank often provides more business services than your local bank or credit union.
February 27, 2020 7:14 pmPublished by Will Bachman Having a cash cushion of six to 12 months is ideal before going out on your own as an independent consulting. It may take time to develop a book of business, and you want to avoid taking on projects that aren’t a good fit just because you need the cash.